Friday, June 26, 2009

Bank problems >: (

Wow. It's been so long. I've tried to hold off because I just don't want to post about our whole issues with our banks but I figure I better get it done. In short-this is what's been going on for the past month or so... We had a hold put on our account because 4 checks tried to go through our account and we did not write them. The lady did not tell me they were going to put a hold on the account so we haven't been able to get our money out. Lame. So we have talked to everyone and I finally talked with a nice girl who told me all I had to do was open a new account with Chase and the money from our old account (Wamu) could be transfered to the new account. So the next day I go in to the bank to do so and after we got all set up they said "Oh no. We can't do that." We were there for about an hour-holding up the lines and we still weren't able to get our money. So we opened a new account with Chase for nothing (which I am so mad about.) I did not want to open an account with them because once Wamu switched to Chase is when ALL of our problems starting happening. Plus it is not FDIC insured. It is not a free checking. So we have to use it 5 times a month otherwise we will be charged for it. Blah blah blah blah. There is so much more. So the lady told us to call this number in 24-48 hours and they will have made up their minds to see if they can give us our money. I called a few days later and the guy I talked to didn't know anything and said there was a letter that was supossed to be sent out to us. I told him we haven't gotten anything and we need this done NOW!! He said all he can do is send another letter. (This happened about a week ago-still haven't gotten anything). So now we just have to do the waiting game and HOPE they will speed up the process of closing our account. Which right now ( I just figured out) is only a few days away from the date it was suppssed to close anyway. A lot of good that did huh?! So we just have to wait and hope they send us a check for our money. When I opened that new account the lady said we HAD to put in at least $25 to acctually open the account and I told her the olny reason I did this was so I could have my money. I don't have any and I am not putting any money into it. Just cancel what ever you did so it can't open. A few days ago I got our new debit card in the mail. Haha. So I called right away to cancel the account and they are going to try to charge us $25. I told him I am not paying that and I'll just wait 3 months so I can close it. (if you try closing before 3 months they charge you-nice of them to tell me). Then I remembered that if I don't use it I will be charged anyway. So I'm stuck in a rut. I am going to fight it and maybe to back in to the branch because they knew our story. What a mess huh? We are still waiting for the money and I have a feeling like it's going to take another month to get it. Let's hope not right?!

Anyway!!! Other than that there is nothing new with us. Same old crap.

Friday, June 5, 2009

- & + VERY LONG POST

I am so upset angry and pissed off. I am so happy excited and thankful.
UPSET=Period showed up today AFTER I bought expensive pregnancy tests (after being 3 days late), tested, and saw it started right after. Couldn't have come 10 minutes earlier?! I really thought I was pregnant. I was almost 100% positive I was. I try to make myself think I am not so I don't get so upset by it. I could explain almost all my sympotoms except a few. The ones I couldn't expain, I had never had before and that's what made me so certain I was. It's just devastaing. Trying for months and never succeding. I know it's just going to get worse too : (
ANGRY=My stupid bank. I went to go put money into my account (stuff is going to go through tomorrow) and the guy said it would take 4 days for it to to through. What the freakity freakin crap?! Since I opened my Wamu account online in Cali (Wamu switched to Chase in Utah last week and Cali doesn't switch to Chase until October.), they have to mail my checks or cash to Cali to send them to "Wamu". So now I am going to overdraft because of these stupid freakin people who didn't stop and think - people open their account in one state and then MOVE!! This is happening to a lot of VERY angry people right now. They should have switch nation wide at once so this wouldn't have happened. Or atleast sent us letters explaining it. That way we can know that this was going to happen so we could have prepared ourselves for it so won't get charged fees for it. That's probablly why they did it. Just to get lots of money. So if I "deposited" the money into our account, I wouldn't get the money until Tuesday. Still have overdraft fees that they "might pay" ( but most likely won't because they are ... Retards. Or wait till Tuesday and have Wade's check go through and have fees but be able to use our money for Dad and Wade's birthday. I am going to close our account on Tuesday. I am not going to put up with this crap. Chase has been giving us so many problems all ready and they just barely switched.
PISSED OFF=Stupid people. People (in general) just drive me nuts. People who stare for no reason. People who don't know how to drive or read the road signs that say 45 miles an hour. Aparently all roads in St. George are 25. People treat you like crap even though you had nothing to do with whatever they are pissed about (and you can't change it no matter how much you try to make it better) People who are fake. People who look down on others. So pretty much everyone.

HAPPY=Family. I am happy to have such a great family (and in law family). I am happy that Wade's gpop was nice enough to buy us a new battery for Wade's car. We have been needing it for about a month now and haven't been able to afford one. He spent some extra money on a warrenty (which I love) and a good brand. I am happy Wade's mom got us Wii Fit : ) I have been wanting that for over a year. I waned it even before it came out. It was always too much money to spend on myself. (about $100) I am happy that Wade thought about me when he and his mom went to go pick it out. I am happy that eveyone has been so happy and supportive with me wanting to get pregnant. I am happy that other people are excited for me to get pregnant. I am kind of happy that Wade got upset (and looked like he was going to cry) when he found out I wasn't pregnant (again). (Not happy but ... I don't know what to call it. Touched?)
EXCITED=Playing the Wii when I get home tomorrow. I can't wait to start playing our new game. I am excited to see Dad tomorrow. I am excited to have a BBQ and eat homemade ice cream. I am excited to go home and sleep =•) (when am I not excited about that?) I am excited to spend time with my family.
THANKFUL=Family. I am thankful that Wade's family thought of us and were so generous for out birthdays. I am thankful (tf) for Kali. She always let's me talk to her and I can open up to her more than I can with almost anyone else. You give me a lot of encouragement and strength I never knew I had. I am tf for Mom. I can tell her all my worries and open up to her I know she will still love me anyway. She listens to me and is always there when I need her (except when she's watching her shows : ) Don't even try to talk with her while she is watching her shows). I am tf for Dad and his handy toolman scenses. I am glad that I can go to him with all my car problems and I know I am in good hands. I don't trust anyone else with my car problems. I can always talk with you about anything (except for all that girly stuff) and you give me great advise. I am happy that you think about me at 12 or 11 at night and call me just to talk. I am tf for Joesph. You always care about me and let me talk your ear off. You let me bug you all the time. Thanks for always massaging my back and being understanding. You are the best little brother I could ever have. I am tf for Natali. Thanks for always talking with me. Thanks for all the advise you have given me over the years. You were always there for me. I could talk to you about everything and I can be honest with you. I am tf for Micah. Thank you for being a great brother. I'm glad we have so much in common and we can talk about anything. I am glad I can be myself around you. You always make me laugh and can make my day so much better. I am tf for David. Thanks for always thinking about me and always calling me. I wish you could live closer so we could hang out more and so I could get more massages from you (although now my back is worse than moms and even the slightest massage hurts like crazy). Thank you for always giving us gifts and cards (for X-Mas and birthdays). I know you guys are struggiling too and it always means a lot to me that even though you don't have our name for X-Mas you still give us something. I am SO tf to have Wade. I love you so much and I don't know where I would be without you. You always make me happy and I am so lucky to have you.
I am lucky to have such a great family and I don't know what I would do without any of you. I am so happy that we are close. I love everyone of you and I can't wait to see all of you. Sorry this is so long ; )

Tuesday, June 2, 2009

Lake Trip!





Wendy, Me, and Holly at the lake.